Disclaimer

    Effective Date: August 1, 2026

    This website, MichaelAnthonyOfficial.com (the "Site"), and all content, products, services, programs, and events offered on or through it are owned and operated by Courage Matters, LLC, a South Carolina limited liability company ("Courage Matters," "we," "us," or "our"). Michael Anthony Paolicelli (professionally known as "Michael Anthony") and Janet Paolicelli provide all services through Courage Matters, LLC. References to "Michael Anthony" throughout this Disclaimer and the Site refer to Michael Anthony Paolicelli.

    1. Educational and Informational Purposes Only.
    All content and materials provided by Courage Matters, LLC — including but not limited to this Site; the book How to Stop Kidnapping Yourself in all formats and editions (print, ebook, audiobook, excerpts, and free chapters); The Escape Plan and any other courses or digital programs; the group coaching community; one-on-one mentoring; couples mentoring; keynotes, workshops, seminars, and other speaking engagements; podcast appearances and interviews; emails, text messages, newsletters, videos, audio recordings, worksheets, journals, guides, downloads, social media content; live or virtual events; any content, resources, presentations, or appearances by guest experts, interviewees, co-hosts, speakers, community contributors, or any other individuals appearing on the Site or in our programs or events; any third-party products, services, or resources that we offer, feature, promote, resell, or recommend; and any current or future products, programs, services, or materials in any format, whether created by us or by others (collectively, the "Materials") — are provided for general educational, informational, and motivational purposes only.

    2. No Professional Advice.
    The Materials do not constitute, and are not a substitute for, professional advice of any kind, including without limitation medical, psychiatric, psychological, therapeutic, counseling, legal, financial, investment, tax, or accounting advice. Michael Anthony and Janet Paolicelli are not licensed physicians, psychiatrists, psychologists, professional counselors, therapists, attorneys, or financial advisors, and nothing in the Materials should be interpreted as the practice of medicine, psychology, counseling, law, or financial advising. References to neuroscience, the brain, thoughts, emotions, habits, or behavior are educational descriptions of general concepts and are not diagnosis, treatment, or clinical guidance of any kind.

    3. No Professional Relationship Formed.
    Your use of the Site or Materials, your participation in any program, community, mentoring, or event, and any communication with Michael Anthony, Janet Paolicelli, any guest or contributor, or Courage Matters, LLC does not create a doctor–patient, therapist–client, attorney–client, fiduciary, or any other professional or advisory relationship.

    3a. Third-Party Contributors, Guests, and Offered Products.
    The Materials may include content, presentations, interviews, or appearances by guest experts, speakers, community members, or other third parties, and may feature, promote, or offer products or services created by third parties. (i) Statements, opinions, and content of any third party are their own and do not necessarily reflect the views of Courage Matters, LLC; we do not warrant their accuracy or completeness. (ii) Nothing said or provided by any third party through the Materials constitutes professional advice of any kind, and no professional relationship is formed with any such third party through the Materials. (iii) Courage Matters, LLC does not guarantee, and is not responsible for, any third-party product, service, or resource, including its quality, safety, legality, or results; your use of any third-party product or service is at your own risk and subject to that third party's own terms and policies. (iv) Where we receive compensation, commissions, or other benefits for featuring or recommending third-party products or services, we will disclose that relationship in accordance with applicable law.

    4. Consult Licensed Professionals.
    Always seek the advice of your physician or other qualified licensed provider with any questions regarding a medical or mental health condition, and consult appropriate licensed professionals before making legal, financial, or other significant decisions. Never disregard, avoid, or delay obtaining professional advice because of something you have read, heard, or experienced in the Materials.

    5. If You Are in Crisis.
    If you are experiencing a medical or mental health emergency, or are having thoughts of harming yourself or others, do not use this Site for help. Call 911 (or your local emergency number) or contact the 988 Suicide & Crisis Lifeline by calling or texting 988 (United States) immediately.

    6. No Guarantees; Individual Results Vary.
    Courage Matters, LLC makes no guarantees, promises, or warranties of any specific outcome or result from use of the Materials. Testimonials, examples, and stories shared in the Materials reflect individual experiences and are not typical; your results will vary based on many factors, including your background, effort, and circumstances. Any statements about potential outcomes are statements of opinion and possibility, not guarantees.

    7. Assumption of Risk; Release and Waiver; No Reliance.
    (a) Covered Parties. As used in this Disclaimer and the Terms of Use, "Covered Parties" means Courage Matters, LLC and its members, managers, officers, employees, contractors, agents, volunteers, guest experts and contributors, licensors, affiliates, successors, and assigns, including Michael Anthony Paolicelli and Janet Paolicelli individually.
    (b) Voluntary Participation; Assumption of Risk. Your use of the Site and Materials and your participation in any program, community, mentoring, or event is entirely voluntary. You knowingly and freely assume all risks, known and unknown, associated with such use and participation, including emotional, psychological, physical, financial, and business risks.
    (c) Release and Waiver. To the fullest extent permitted by applicable law, you release, waive, discharge, and covenant not to sue the Covered Parties from and for any and all claims, demands, losses, liabilities, and damages of any kind arising out of or related to your use of, participation in, or reliance on the Site or Materials, whether caused by negligence or otherwise, excluding only liability that cannot be waived under applicable law (such as liability for gross negligence, willful misconduct, or fraud where non-waivable).
    (c-1) Express Waiver of Unknown Claims. This release extends to claims that you do not know or suspect to exist at the time of the release, and you expressly waive the protections of California Civil Code Section 1542 — which provides: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY" — and any similar statute, rule, or common-law principle of any other jurisdiction, to the fullest extent permitted by law.
    (d) No Reliance. You acknowledge that you have not relied on any statement, promise, or representation not expressly set out in a written agreement with Courage Matters, LLC, and that any decision you make based on the Materials is your own independent decision.

    8. Contact.
    Questions about this Disclaimer: hello@michaelanthonyofficial.com · Courage Matters, LLC, PO Box 63, Travelers Rest, SC 29690.